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Capability
Debit Card Support for Merchant Payment Processing
CV Systems does not sell merchant payment processing. Our transaction processing software supports debit card usage within merchant payment processing.
What this means
Debit card support, not merchant processing
CV Systems does not sell merchant payment processing. What we provide is the transaction processing software that supports debit card usage within it: device support, switching, authorization, card data, fraud rules and disputes.
Transactions may be PIN-based ATM, PIN-based POS or signature-based. Regional networks, the Device Handler and the Authorization System are all end points of Switch Management, and all monetary transaction reporting runs through it.
How our products cover it
Debit at the point of sale, end to end
POS devices
The Device Handler provides support for POS devices.
Learn moreSwitching
Switch Management routes PIN-based POS and signature-based transactions to and from external networks.
Learn moreAuthorization
The Authorization System makes decisions and posts against the institution's files.
Learn moreCard data
Card Management™ maintains the data that POS authorization depends on.
Learn moreFraud rules
Fraud Blocking™ can decline, alert, or request that the merchant capture the card.
Learn moreDisputes
Dispute Tracking™ handles POS disputes with Reg E action dates.
Learn moreFAQ
Frequently asked questions
Does CV Systems sell merchant payment processing?
No. Our transaction processing software supports debit card usage within merchant payment processing.
Which point-of-sale transactions are supported?
Transaction Management supports PIN-based and signature-based monetary transactions. Switch Management routes PIN-based POS and signature-based transactions to and from external networks such as STAR, VISA, VDPS and CIRRUS.
Can fraud rules act at the point of sale?
Yes. Fraud Blocking™ rules can decline a transaction, request that the card be captured by the merchant or ATM device, or alert Fraud Control and allow the transaction to complete.
Are POS disputes covered?
Yes. Dispute Tracking™ supports PIN-based POS and signature-based disputes, with automatic calculation of action dates in accordance with Reg E.
Can it work with our existing banking software?
The input/output handlers are tailored at each installation to access and update your files, and installation experience includes interfaces to products of other financial institution software suppliers.
How we deliver
Built and installed by CV Systems
Built in-house
Every product is developed by CV Systems, giving full control over quality, performance and security.
Fixed-cost, turnkey
Installed on a fixed-cost, turnkey basis with customization for each client's unique IT requirements.
Multi-institutional, 24/7
Runs 24 hours a day, 7 days a week, with no limits on terminals, institutions or networks.
Let's talk about your environment.
Every CV Systems product is installed on a fixed-cost, turnkey basis and customized to your institution's IT requirements.